Loan on Aadhaar card – Buddy Loan for All!

Aadhaar is one of the mandatory documents to submit, while applying for a personal loan. Not only does it help in loan approvals but also as a better Proof of Identity. It is an all-purpose card to confirm that you’re the citizen of India. For loan aggregators with 80% approval rate, Aadhaar card is a key proof for sanctioning loans.

Buddy Loan is reputed in the industry, for higher beneficiaries. Personal loan approvals are easy if your documents are set and are handy. For any loan approval, they require minimal documents.

There are flexible loan repayment options on comprehensive tenures at Buddy Loan. It is easier for borrowers to access loans for commercial and personal purposes.

Buddy Loan & Minimal Documentation

All business loans & personal loans need mandatory linking of Aadhaar card & transactional account details. Buddy Loan requires your Aadhaar card and PAN card details for checking your eligibility criteria. It can help you avail loans at competitive interest rates & in other comprehensive financial solutions.

All banks, NBFCs, financial firms require KYC documents and that’s why, Aadhaar card serves as a better proof of identity. In the past 2 year, India’s financial services are easier to avail without middlemen. Thanks to Aadhaar card, it has transformed financial services for people from different walks of life.

Besides opting for a loan, borrowers can apply for a new job opening, play games & make money. Shop online with Buddy Loan’s unique offers. Download the latest app and enjoy the innumerable benefits.

Personal Loan with Aadhaar Card

Aadhaar card can serve as an identity proof for both short term & long-term loans. The borrower can avail large or small amount with Aadhaar as the base identity document. Note that the turnaround time after submitting the loan application is usually less than 15 mins.

The borrower can avail a personal loan for personal or commercial reasons. At Buddy Loan dispenses personal loans at lower interest rates starting at 11.99% pa. It would also depend on lenders. Each lender has different set of rules subject to personal loan approval.

The loan tenure varies between 1 to 5 years. The key benefit of Aadhaar here is, it serves as age proof, identity proof, photo identity proof, and address proof. Availing a quick loan with Aadhaar is now easy.


Check your eligibility criteria and get your credit history report before availing a loan. There are multiple lenders at Buddy Loan to help you find a better fit for any financial shortcoming. There are instant approvals on emergency loans too.

Top 10 Exchanges to Trade Crypto Futures in India

If you are new to crypto futures, here is a quick overview.

Crypto Futures is a trading option, where you can earn an unlimited income by placing just a token money (a fraction of the total asset based on its future price) with the crypto exchange. You speculate the market sentiment at the time of expiry of the futures contract and confirm to the agreement.

To explain it further, “ Suppose A got into a contract with PCEX Member for Bitcoin Futures. He has to select the lot size available on offer. For example, a lot size of 5 BTC is available at an 8% margin. He will buy the Futures Contract and pay 8% of the value of 5 BTC by speculating that by a specific timeline, the prices of BTC will be high. So, if on the expiration day of the contract, the speculations are not right, A tends to lose and someone else who had a negative sentiment about the market wins. The exchange charges a trading fee for streamlining the transaction or encashing on the expiration date.

So, if it comes to the top 10 exchanges to trade crypto futures in India. The rating is based on Web Traffic; Average Liquidity; Volume, Fees, Ease-Of-Use as well as the Confidence that the volume reported by an exchange is legitimate.

PCEX Member
PCEX Member is India’s most user-friendly, comprehensive, and secure trading platform. It handles a transaction volume of USD 2.5 billion every 24 hour. High liquidity, smaller lot size, and lower transaction fees have made it a heaven for inventors – big and small. The exchange allows trading in all popular crypto asset’s contracts, including Bitcoin (BTC), Bitcoin Cash (BCH), Ethereum (ETH), Ethereum (ETC) and Litecoin (LTC). PCEX supports an array of fiat currencies including INR you can buy btc to inr instantly.


Traditional futures trading options
Multiple lot sizes
Lowest Margin rates
Competitive futures products


Transaction Fee: A flat transaction fee of 0.3% for Futures Trading applicable


As of January 2020, Binance is the largest cryptocurrency exchange in the world in terms of the trading volume. Its 24-hour crypto futures trading volume stands around USD38.9 billion. The exchange platform allows trading in around 322 cryptocurrencies, including Bitcoin, Ethereum, and Cardano. It has recently started accepting fiat currencies at the beginning of 2021, and supports 45 fiat currencies including INR.


Lowest transaction fee in the industry


Might be a bit difficult for beginner crypto enthusiasts

Transaction Fee: The maker or buyer fee is 0.02% and taker fee is 0.04%.

Established in March 2018, Bybit is one of the fastest growing crypto futures trading exchanges. It has more than a million registered users. Bybit helps you trade in popular crypto assets including BTC, ETH, XRP, EOS, ETH, LTC, and XTZ.


Investors are paid here, see the fee section.


Not-so-friendly user interface

Transaction Fee: The fee for makers is -0.025% and for takers it’s 0.075% per order.


Established in 2011, Kraken is a US-based cryptocurrency exchange. Its 24-hour crypto futures trading volume stands over USD 622 million. The exchange allows you to trade in 59 cryptocurrencies including Bitcoin, Ripple, Ethereum, Bitcoin Cash, and Litecoin. Kraken’s price information is also available with Bloomberg Terminal. Kraken played a role in attempting to recover funds lost by investors during the 2014-15 Mt. Gox implosion. It doesn’t support payment through INR, but you can use supported fiat currencies including USD, EUR, GBP, CAD, JPY, CHF and AUD.


Low transaction fee


Not-so-good Customer service

Transaction Fee: The trading fee for maker is -0.02% (they are paid to invest), and for maker it’s 0.075%.


Globally, Bitfinex ranks 6th with a trading volume to the tune of USD91.2 million. It supports asset trading in 145 cryptocurrencies. Currently, it doesn’t accept INR as a fiat currency, but you can trade in supported currencies including USD, EUR, GBP and JPY.


Low transaction fee


Not-so-satisfactory customer service

Transaction Fee: Trading fees are between 0% and 0.1% for deposit makers and between 0.2% and 0.055% for takers.


The KuCoin Exchange handles a trading volume to the tune of USD5.8 billion every 24 hour. It supports trading with 254 cryptocurrencies including BTC (Bitcoin), ETH (Ethereum), LTC (Litecoin), XRP (Ripple), KCS (KCS). You can use a credit/debit card (Simplex, Banxa, PayMIR), bank transfer, PayPal, or SEPA option to carry out transactions.


Very simple to use – perfect for beginners
Anonymous trading

Liquidity issues with smaller coins

Transaction Fee: The exchange has a diversified fee portfolio with 13 levels (LV0 to LV12) based on the trade volume. For below USD100 (LV0), it’s 0.02% for makers and 0.06% for takers. For USD≥160000, the maker and taker fees are -0.015% and 0.03% respectively.


The worth of the crypto trading volume at OKEx stands at USD7.1 billion every 24 hour. OKEx was launched in 2014 and is headquartered in Malta. Buy and sell BTC, ETH, XRP, OKB and other digital assets with ease. Apart from futures, OKEx provides spot, margin, options, and perpetual swaps, DeFi, lending, and mining services.


BTC Dominance: (68.6%)

High liquidity


Larger lot size that takes time to fill

Transaction Fee: The maker fee is 0.02% and taker fee is 0.05%


The market capitalization of BitMEX stands around USD944.8 billion and it handles nearly USD152 billion trading volume in every 24-hour. BitMEX was founded in 2014 and is headquartered in Seychelles, an island country. It allows investors to trade in Bitcoin, Ethereum, XRP, Bitcoin Cash, Litecoin, EOS, Binance Coin, and other cryptocurrencies.


BTC Dominance: (68.5%)

High liquidity



Transaction Fee: The maker fee is -0.025% and taker fee is 0.075%.


Founded in 2018, Bitget is a leading cryptocurrency derivatives exchange. The company is headquartered in Singapore. The platform has over 1 million registered users worldwide. Its market capitalization stands over USD935 billion, and witnesses approximately USD152 billion volume trading every 24 hour.

Upstox vs Zerodha vs Groww: Compare them!!

Comparing brokers is very important while choosing your stockbroker. Upstox, Zerodha, and Groww are some of those stockbrokers that are always on the top of the list. Moreover, in this article, we have explained each of them in brief with a comparison. But first, you need to know some factors to make your decision better. There are several factors that you need to consider before choosing your stockbroker:

The most important factor for your consideration should be brokerage that is taken by the broker. Moreover, lower the better but never compromise with the quality. The brokerage should be compared as per the similar facilities provided. A proper analysis should be done rather than having an opportunity cost after the wrong decision.

App Interface
The user interface plays an important role in finding the right stockbroker. Additionally, a poor interface can create a lot of problems, and every second matter while trading. You cannot afford to even waste a second in trying to fix technical issues. So select a broker with the best app interface that makes your process faster and easier.

Purpose of investment
You should know the purpose of the investment you need a stockbroker for. Moreover, figure if it is for short-term or intraday, medium-term or long-term investors. Knowing the purpose will make you one step closer to the decision for the choice of the stockbroker.

What is Upstox?
Upstox is a trading platform that is offered by the RKSV which is a type of discount broker. It is a very popular platform that offers trading services at MCX, BSE, and MSE. Moreover, services like trading on commodity, equity, and currency derivatives. It is built on an Omnysis Nest Order Management system (OMS). Additionally, the customers can have its free app for smooth trading.

It provides low-cost brokering services that provide opportunities at amazing prices. In addition to that the trading account and Equity delivery are free of cost. Upstox is a safe, trusted, and legit broker that is based in Mumbai.

What is Zerodha?
Zerodha is a Broking platform that is the top broker in India. The most attractive part of using Zerodha is its low charges and accurate services. Moreover, it is a financial services company in India that is a member of NSE, MCX, and BSE. Furthermore, it was founded back in the year 2010 and since then it has been a helpful broker. It is a discount broker that provides online trading services to its customers that are of satisfactory levels. Moreover, it uses the best technology to serve its clients.

What is Groww?
Like Upstox and Zerodha, Groww is also an India-based platform for online Investment. In addition to that Groww allows its customers to open an e-account for transacting in stocks and mutual funds. Investing in mutual funds is very safe and easy on Groww. All the personal and sensitive information is encrypted to protect your privacy. Moreover, every transaction by Groww is done via BSE from and to AMC.

Comparison between Upstox, Zerodha, and Groww
Here is a detailed comparison of Upstox vs Zerodha vs Groww that will help you for better decision and analysis.

Head points




Account Opening Charges:

The one-time charge for an Opening trading account and Demat account.

It is Rs. 0 on Groww. (Limited Period Offer of Rs. 200)

Rs. 0

For trades in F&O, Currency and Equity: Rs. 200 and Rs. 300 if any commodity added

Account maintenance Charges (AMC):

Charged to manage your account

Rs. 75 plus GST that is charged quarterly. (Rs. 300 per Year)

Rs. 150 per year plus GST

Equity Delivery:

Rs. 0

Equity Intraday:

0.03% or Rs.20 per executed order, whichever is less

Transaction Charges:

Charged by the stock exchange for trading

0.00325% by NSE and 0.003% by BSE for every order (both buy and sell)

0.00325% by NSE for both buy and sell, BSE charges vary according to the scrip group

It is the same for delivery and intraday.

NSE: 0.00325%

BSE: 0.003%


Charged by the broker in order to execute the order (both buy and sell)

Equity Delivery:

Rs. 0

Equity Intraday: 0.05% of the turnover, (maximum Rs. 20) per order executed.

Equity Delivery:

Rs. 0

Equity Intraday: 0.05% or Rs. 20 per executed order whichever is less

Equity Delivery:

Rs. 0

Equity Intraday:

0.03% or Rs.20 per executed order, whichever is less

Commodities/ Securities Transaction Tax:

It is charged by the government when you transact over the exchange

Equity Delivery:

0.1% of the order amount

Equity Intraday:

0.025% of the order amount


0.1% on buy and sell


0.025% on sell only


0.1% on buy and sell


0.025% on sell only

Payment Gateway Charges:

Charged to deposit money

Rs. 0


Rs. 9 Plus GST

Stamp Duty:

Charged by the government for contract note as stamp duty

Different for each state, the Maximum is 0.018%

0.015% on the buy

0.015% on buy or Rs.1500 per crore on buy

Depository Participant Charges:

Charged by the Depository participants for debiting the stock from Demat account

Buy Order:

No Charges

Sell Order:

Rs. 8 + Rs. 5.50+ GST per ISIN per day on the Groww platform irrespective of the quantity sold.

Delivery: Rs. Rs. 18.5/ scrip per day that is only on sell.


No Charges

Rs. 13.5 + GST per scrip is debited on that day from the trading account when sell take place.


18% whenever applicable

18% (on transaction + demat charges + brokerage)

18% (on transaction charges + brokerage)

Clearing Charges



0.0002% on turnover

We have discussed some factors like purpose of investment, brokerage, app interface, etc that can help you for a better selection of stockbroker. All three (that is Upstox, Zerodha, and Groww) stockbrokers were explained in brief that will give a clear idea about the background. Moreover, the comparison table that is provided almost covers every point for comparison. Now choose the stockbroker that suits best according to your requirements and with the best features.

USDA Home Loans South Carolina and Home Loans Austin

This is often because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans.

Beyond that, USDA loans aren’t all that “strange.”

The repayment schedule doesn’t feature a “balloon” or anything non-standard; the closing costs are ordinary; and, prepayment penalties never apply.

The two areas where USDA loans are different is with reference to loan type and downpayment amount.

With a USDA loan, you don’t need to make a downpayment; and you’re required to require a hard and fast rate loan. ARMs aren’t available via the USDA rural loan program.

Rural loans are often employed by first-time buyers and repeat home buyers alike. Homeowner counseling isn’t required to use the USDA program.

USDA Home Loans South Carolina

Buying a home involves lot of designing and tons more investment. To support low income home buyers in their plans to shop for a home, USDA home loans provide 100% financing without down payments and collateral. USDA home equity credit s in South Carolina is that the most affordable home loan program within the state that assists people buy their dream properties in USDA approved rural areas.

The benefits of the USDA home loans in South Carolina are many—the interest rates are low, the closing costs are often rolled within the loan amount and mortgage insurance is extremely low. No other conventional loan program is often compared to those extremely affordable home loans offered by USDA.

Home Loans Austin

Home Loans Austin – the foremost Easy to Qualify Loans in Austin

Situated on the Colorado River, Austin may be flourishing cities in Texas, where USDA home loans have helped many of us transform their home ownership dreams into reality. Austin is that the 11th most populated city in U.S and 4th most populated city in Texas, which shows this is often one among the foremost preferred locations in terms of home buying.

Austin nurtures a flourishing business environment and offers great educational opportunities along side the foremost advanced and modern facilities. This makes the town ideal for people from walks of life. USDA home loans in Austin have made home buying even easier since the qualifying guideline are most flexible and lenient compared to other conventional loan programs.

USDA loans have the foremost lenient and versatile qualifying guidelines which makes the approval process faster and easier. While most of the financial lenders and banks have stringent qualifying policies, USDA allows people with low income and subprime credit have their loans approved.

Not only this, USDA loans are one among the few zero deposit loan options which offers 100% financing and requires very low mortgage insurance. If you’ve got credit scores but 620, there’s no got to worry, USDA will assist you obtain a home equity credit in Austin with help of the compensating factors.

USDA Home Loans Tennessee and Home Loans Texas

How USDA loan programs work

There are three USDA home equity credit programs:

Loan guarantees: The USDA guarantees a mortgage issued by a participating local lender almost like an FHA loan and VA-backed loans — allowing you to urge low mortgage interest rates, even without a deposit. If you set little or no money down, you’ll need to pay a mortgage premium, though.

Direct loans: Issued by the USDA, these mortgages are for low- and really low-income applicants. Income thresholds vary by region. With subsidies, interest rates are often as low as 1%.

Home improvement loans and grants: These loans or outright financial awards permit homeowners to repair or upgrade their homes. Packages also can combine a loan and a grant, providing up to $27,500 in assistance.

USDA Home Loans Tennessee

100% Home financing using USDA Loan for Home Buyers in Tennessee

Many people willing to create their home often lose stay over finding an appropriate home construction loans. Your pursuit for a reasonable home construction loan ends here, since you’ve got access to the simplest loan program. USDA home construction loan in Tennessee provides 100% financing for constructing your home and therefore the interest rates are low. USDA home loans are one among the few zero deposit loans that have helped many families to shop for or build a home of their own.

USDA home loans are dedicated to low to moderate income groups, so limited income will never become a roadblock, to urge qualified for USDA home loans in Tennessee. So if you would like to create your home now, we’ll assist you to urge the simplest home construction loans in Tennessee. Discuss your requirements and we’ll be there to assist you.

Home Loans Texas

USDA Home Loans with 100% Financing in Texas

Looking for opportunities to relocate to Texas? USDA home loans in Texas can fulfil your dreams.

Texas is that the second largest and second most populated state in U.S. referred to as ‘Lone Star State,’ Texas graces the highest spot among the foremost liveable and economically strong states within the U.S.

Due to its dimensions, Texas enjoys diverse landscapes – so if you travel from east right down to west you’ll encounter rolling plains, pine woods, rugged hills, and deserts also. Texas has seen an economic boom within the early 2000 and at the present this state is home to most Fortune 500 companies.

So if you would like to measure during this state and luxuriate in the range, you’re blessed variety of home loans options to shop for or build a home of your own. Get in-tuned with our loan specialists to understand about the foremost affordable and versatile home equity credit in Texas.

The United States Dollar Tests 2-year Low Amid Crises

There are doubts concerning the United States‘ economic recovery. Moreover, the Federal Reserve is concluding its last meeting. Thus, on Wednesday, in Early European Trade, the United States dollar traded lower.

The dollar index tracks the greenback against a basket of six other currencies. At 0700 GMT (3AM ET), the index was down by 0.2% to 93.507. Thus, it is not far removed from the 93.448 low last seen in May 2018. Against both risk and haven currencies, the dollar continued to lose ground. The EUR/USD pair was up by 0.3% to 1.1753, USD/JPY decreased by 0.1% at 104.97, and GBP/USD gained by 0.1% to 1.2946.

The United States Federal Reserve will conclude its latest two-day meeting on Wednesday. It will most probably stick to a dovish stance at its policy review later in the day. Moreover, in their recent public appearances, many of its officials have given gloomy forecasts.

Dollar and Others

Furthermore, there have been some signs that coronavirus is waning in some of the previous hotspots. Thus, four states within the United States in the west and south reported single-day records for coronavirus deaths. This happened on Tuesday. Therefore, nationwide cases stayed high.

Eroding confidence is weighing on the dollar when it comes to the United Recovery. That is not being helped by the perception of a lack of unity among the United States lawmakers. Thus, it creates doubt concerning the timing of the next relief package.

Some Republicans in the United States Senate have railed against their own party’s $1 trillion coronavirus relief proposal. Meanwhile, democrats called for a much larger package.

In a research note, analysts at ING said that it is unclear as to when and in what form the stimulus will pass. The possible delay is underscoring the downside risks to the United States’ economic recovery (Rising Covid-19 cases already hit it).

USDA Home Loans Washington and Home Loans Oklahoma City

community facilities like schools, public safety and health care; and high-speed internet access in rural areas. For more information, visit

To assist homeowners facing current hardships, USDA is offering payment moratoriums and modified application processes. USDA Rural Development is additionally working with new borrowers and their lenders to form special accommodations supported local needs and restrictions. For the foremost up-to-date information on Rural Development’s response to COVID-19.

USDA home loans in Washington.

If you are living in Washington then must know about its

Quality of Living
Washington features a lot to supply to its residents. While in Washington you’ll enjoy excellent educational, recreational, career and cultural opportunities. Housing is sort of affordable and you’ll find many options that include family apartments, single family dwellings, etc. Tourism and industry are the most contributors of the state’s economy and hence there’s an abundance of job opportunities.


There are nine Educational Service Districts which take care of the 295 school districts in Washington. There are several public arts focused high schools like Tacoma School of the humanities, the middle School, and etc. quite 40 education institutions are often found during this state.

Job and Business Opportunities

The main businesses of the state include computer software development, automotive, telecom, lumber and wood products, land , tourism, etc. top 20 Most Admired Companies of U.S (as ranked by the Fortune magazine survey) are based in Washington. No income tax is levied during this state. No corporate tax or tax is collected by the state. Agriculture is one among the most contributors of the economy for Washington.

Facilities and native Amenities

All kinds of local facilities and amenities are available to the residents which make their lives easier. The transportation is well maintained and well structures. Washington is home to system of state highways that’s referred to as State Routes and has an in depth ferry system. There are other means of transportation also.

The medical and healthcare system in Washington is well advanced and other people are lucky to possess access to the simplest doctors and hospitals within the country.

Home Loans Oklahoma City

If you live in Oklahoma then must know about it

Quality of Life – If you’re trying to find place that gives the simplest of everything – great community living, excellent job and employment opportunities and good education, Oklahoma City is right for you. Amazing local attractions, short commute times, and high community spirit, combined with low unemployment rates and powerful economy—the city is full of everything that contributes to raise living. Buy a range in Oklahoma City, to experience all this and more. Contact us today to debate your financing options. Our experts will assist you choose the best-suited home equity credit in Oklahoma City.

Education -Several colleges and universities are located in Oklahoma City. The Oklahoma City University originally referred to as Epworth University is renowned for science humanistic discipline, law, business, etc. Oklahoma City junior college is that the 2nd largest junior college in Oklahoma City. The state’s largest administrative district the Oklahoma City Public Schools is found during this city.

Job and Employment -The major industrial sectors of the town include health services, information technology, administration and services. 2 Fortune 500 companies are headquartered during this city and therefore the top employers include Integris Health, Devon Energy Corporation, OU center, AT&T and lots of more. Oklahoma City was named the foremost “recession proof city in America” by Forbes magazine in 2008.

Facilities -While living in Oklahoma City, you’ll never need to worry about local amenities and facilities. These include groceries, coffee shops, restaurants, fitness centres, libraries, etc all accessible. A number of the local attractions within the city include Museum of Osteology, Oklahoma City Zoo, etc.

The city has several healthcare clinics and multispecialty hospitals that provide world-class medical facilities. Metro Transit and railroad are two of the chief means of transportation, connecting Oklahoma City with other major areas within the state, while Rogers World Airport and Post Airport are the most airports serving the town. With numerous excellent Oklahoma City home equity credit options available, this is often an excellent time to shop for a range in this place.

Why Every Investor Needs Financial Advisor

It is a common belief that a financial advisor is needed only by the rich. This is not right. Those who have fewer sources of income or who have less money, they need to invest money with more understanding. For this, they need a better financial planner, so that they can easily meet their financial goals.

Unfortunately, most people rely on friends, parents or other relatives for financial advice. It is possible that some of them actually have information. It may also be that he has earned some money on the basis of these suggestions. This does not mean that they are aware of your financial needs. For example, they may not know how much you have saved so far and what are your financial obligations in future.

Recently, an institute called Jago Investor has conducted a survey and found that 74 per cent people have said that they want to hire financial advisors to make better investment decisions. But the main concern is where to find better advisors. Many people are smart in terms of financial investment, but if they also get an external investment advisor, they can improve their returns further that give a better way to invest.

Benefits of a Financial Advisor

The first benefit is he explains what your financial goals should be and what path would be best to achieve this. Second, he eases technical investment decisions. Various investment options help you choose the right path, like what to do for the higher education of children. Thirdly, technical matters such as insurance coverage, retirement, tax savings and real estate may not be available to everyone, where the role of financial advisor becomes more important.
Many times people make investment decisions based on the news they watch. But it should also be taken care that what comes in the news is often not right, sometimes it can prove to be misleading. Here also financial advisor service helps you. He draws your attention to what is right in the midst of news coming from different sources and helps in making the right decision.
These issues do not get the attention of the general public. Many times you decide to invest, but do not understand the financial product properly. Here also the role of advisor becomes important. He explains that the publicity that you are affected by may not be suitable for your financial needs.
The world of investment is becoming more and more technical. Today every person’s investment plan should be strong in every way. There should also be frequent changes in it so that the return on investment can be adjusted according to the changing circumstances and market.
If an investment is taking place on a small scale, there is still a need to make the most out of it. Based on the suggestion of an advisor, you can save a significant amount in the long term only by making small investments. On his suggestion, you can start saving money even when you feel that you are not ready to invest right now. So it is good to hire a good financial advisor right from the beginning of your career.

Top Investment in Manipur

As a race towards our financial goal for future planning, it is utmost important to look for SECURE, low or RISK FREE investment company for a long term approach. This will help you avoid and face any uncertainty future circumstances.

BOYO Private Limited as a Top Investment Company in Manipur, we scheduled with the responsibility of issuing securities and is a major player investment in Manipur.

As a Best Investment and asset management Company in Manipur. Our major mode of operation is to invest the money received from investors and allocate the funds to Current Asset, Contingency and Fixed asset.

BOYO Private Limited has witnessed astronomical growth over the years with presence in different location across Manipur and a strength of more than 100 employees.

BOYO Pvt. Ltd. is one of the best investment and top asset management in Manipur, we take all the risk associated on behalf of the investor and provide secured and risk free investment to our investor without compromising in any of our commitment, Value and reputation. With the help of our hard working, highly qualified staffs, we been able to deliver out commitment even during Covid-19 PANDEMIC.

In a small town, dreams are always bigger and stakes are always higher than what is fathomed by every entrepreneur. Despite the government’s strong move to uplift the young and ingenious entrepreneur, there is always a need for support from local investors. BOYO as a top investment and asset management company in Manipur, we provides secured and risk free investment planning to our investors without compromising any of our commitment and Value. Safety comes at a price. The returns are very modest compared to the potential returns of riskier investments. This is called “opportunity risk.” Those who choose the safest investments may be giving up big gains. BOYO Pvt. Ltd. as a top investment company in Manipur, we take all the risk associated and make sure our commitment to the investor is delivered without compromising on any of our core values. When it comes to money or any financial decision, one is advised to thoroughly research the company or firm you are investing. For BOYO as top investment and asset management company in Manipur, you can always visit our website at BOYO Pvt. Ltd.

With our hardworking staffs and well qualified professional traders, BOYO Private Limites has been able to maintain its position as Manipur’s Top Investment and asset management company without compromising on our commitment, core value and integrity since our company inception.BOYO Pvt. Ltd. WISHES YOU HAPPY INVESTMENT :)

Why are Online Payday Loans Preferred?

Modes and Process

One can use online or offline mode to get a Payday Loan. If they use offline mode, they have to visit their nearest Payday Loan service provider. Finding the nearest service center for a payday loans in Niles Michigan is easy. The borrower can search over the internet about all the Payday Loan providers near them and look into their records. One can also ask their family and friends about loan providers. Thus, after selecting a trustworthy loan provider, one can visit them and apply for a loan. The borrower has to submit some documents along with the application form. If a lender accepts the loan proposal, the borrower gets the cheque in hand. On the due date, the borrower has to revisit the center and repay the loan.

Applying for instant weekend payday loans is much easier than the offline mode. You have to visit an online site that takes Payday Loan applications. Before opting for any site, one must check if the site is legally authorized or not. When a payee applies for online short-term loans Michigan, they have to fill up a form with personal details.

The details needed include the following:

Name of the person applying for the loan.
Name of the employer.
Amount of salary the person gets each month.
The amount of money needed (loan amount).
Number of the bank account (the money is sent to this account).
The borrower agrees to the conditions of the loan.
The borrower must give his or her social security ID number.
After submitting it along with some supporting documents, the Payday service provider searches for a suitable lender for them.

The lender is chosen from the lender network who are ready to lend money. The service provider instant weekend payday loans are the company that puts the borrower in touch with the lender. They do not pay any money, but merely help the person who needs the money, get in touch with the lender.

If a lender agrees to give them the loan, the loan proposal is forwarded to the borrower and an electronically generated signature is collected for the record. One must keep in mind that the transaction is done only when both the parties agree on the loan proposal along with its terms and conditions.

Each lender offers money at a specific interest rate. The borrower gets the proposal from many lenders. He then chooses the lender whose interest rate is the lowest and consents to pay the money asked as interest. This loan is the best option for those who need quick money.

When the due date comes, the loan amount along with the interest is deducted from the payee’s bank account.

Rules and Regulations

Online Payday Loans follow strict rules because a high risk of fraud is involved in such cases. Every country has various rules that every lender, service provider, and borrower must follow.

Rules for the Borrower

The borrower must be an adult. That means they must be over 18.
The borrower should have a source of income. This proves that the borrower can return the borrowed money.
The borrower’s name, address, financial condition, background data are collected before granting the loan.
The borrower must have a working bank account.
The Rule for the Lender

The lender must agree to the rules and regulations of a loan providing company.
All the details they get about a payee must be kept confidential.
The lender cannot demand any money from the borrower before the due date.
There is a fixed rate of interest that can be charged. A lender cannot charge more than that.
If the borrower refuses to pay the money back, the lender can withdraw the money directly from the payee’s bank account.
Rules for Payday Loan Service Providers:

The service provider does not take part in the cash transaction.
The service provider must possess a valid license number.
All the transactions done by a Payday Loan service provider must be authorized by the Government.
A provider of online payday loans in Michigan is only a third party. It only connects a borrower with a suitable lender.

Benefits of using Payday Locker

People of Michigan lead a lavish life. The income of an individual has to be quite high to lead such a life without facing any financial crisis. People take loans from banks, family, friends, or the workplace to survive through any financial crisis. But all the options mentioned above, have some limitations. One can enjoy guaranteed Payday Loans Michigan with Payday Locker. It gives us Payday Loans within 24 hours of application. The process is very fast and easy for all.
With Payday Locker, the transaction is done under legal supervision. If the borrower is unable to pay back the money within the due date, they can ask for an extension as well. Most of the lenders extend the date and raise the interest rate.
Payday Locker is the only platform where one can get loans even with a poor credit score. The lenders do not check the borrowers’ credit scores before granting a loan. So, Payday Locker is the only source for people even with bad credit scores, to get online short-term loans Michigan.
The need for money can arise from anywhere, at any time. Online Payday Loans in Michigan is serving people for many years during their financial crisis.
The loan is easy to manage. Most of the people borrow online and they get paid online. When the time comes, they pay online sitting in the comfort of their home. By making early repayments, the amount one must repay reduces. This lessens the burden one has.